Providing Wealth Security for Your Business & Family
Proudly Serving Our Community For The Last 30 Years.
Our Mission
Our mission is to help professionals, self-employed individuals, and small business owners with their financial planning needs. We strive to provide customized strategies aligning with their goals and aspirations. We aim to empower our clients to make informed decisions and achieve long-term financial success by offering transparency, collaboration, and ongoing support.
Empower Your Financial Future with Personalized Solutions
Explore our range of personalized financial services designed to safeguard your present and enhance your future. Discover tailored protection plans and investment opportunities aligned with your objectives, ensuring a stable and successful tomorrow.
Individual Financial Services
Life Insurance
Provides financial protection for individuals by paying out a sum of money to beneficiaries in the event of the insured person’s death.
Disability Insurance
Offers income replacement in case an individual becomes disabled and is unable to work due to illness or injury.
Critical Illness Insurance
Pays a lump sum to the policyholder upon diagnosis of a covered critical illness, helping to cover medical expenses and provide financial support during recovery.
RRSP (Registered Retirement Savings Plan)
An investment account that allows individuals to save for retirement while enjoying tax benefits. Contributions are tax-deductible, and investments grow tax-free until withdrawal.
RESP (Registered Education Savings Plan)
Designed to help individuals save for a child’s post-secondary education. Contributions to an RESP grow tax-free, and there are government grants available to enhance savings.
FHSA (First Home Savings Account)
A registered plan that enables prospective first-time home buyers to save for their first home in a tax-efficient manner.
TFSA (Tax-Free Savings Account)
A flexible savings and investment account that allows individuals to earn tax-free income on their contributions. Withdrawals can be made at any time, tax-free.
RDSP (Registered Disability Savings Plan)
A long-term savings plan for individuals with disabilities that offers tax-deferred growth and potential government grants and bonds to help secure their financial future.
Annuities
Financial products that provide individuals with a steady stream of income during retirement by converting a lump sum of money into regular payments over a defined period or for life.
GICs (Guaranteed Investment Certificates)
Fixed-term investments where individuals deposit money for a specific period at a fixed interest rate, guaranteeing the principal and interest.
Mutual Funds
Investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other assets, managed by professional fund managers.
Segregated Funds
Similar to mutual funds, segregated funds are investment products offered by insurance companies, providing potential growth while offering certain guarantees and protection against market downturns.
Business Financial Services
At Asiabox Consultancy Services, we offer a comprehensive range of solutions tailored to each phase of your business journey.
Survival Stage: During this phase, business owners need to anticipate potential threats that could jeopardize the company's stability. Our business continuation planning includes key person insurance, loan protection, funding for buy-sell agreements, and provisions for income replacement and overhead expenses. These strategies are designed to protect the business, its income, and its financial security, ensuring a lasting legacy for future generations.
Growth Stage: As businesses expand, the focus shifts to attracting and retaining key employees with innovative benefit packages and deferred compensation plans. Our strategies include shared ownership critical illness insurance, Individual Pension Plans (IPP) for enhanced retirement income, and employee benefits like group insurance and savings plans to boost loyalty and productivity.
Maturity Stage: At this stage, business succession planning is crucial. We assist owners in planning their exit from management and transferring ownership upon retirement. This process includes transferring assets to the next generation, equalizing the estate, and addressing trust planning and philanthropy. Our succession planning considers all scenarios, including the potential impacts of an owner’s death or disability.
Throughout every stage, our expertise focuses on maximizing tax efficiency, helping you retain more of your hard-earned profits and protecting your wealth for the future.
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Our Team
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